i doubt you will get a vanquis card while in a trust deed, pre paid ones seem a good idea though i might try one
happy christmas all and all the best for 2013
ref car rules i,m sure anything over £1000 classed as an asset.as TDA says
thats good you got to extend
i,d try an get rid of the car,if on hp like me they will either take it off your hands at the end of contract you dont owe anything but dont get anyth...
one bad point is you hand back the car,and you have nothing to show for it and if in same boat/car as me nothing to buy another car with as per trus...
thats what i always thought i,d have to sell the house
i thought the equity had to be paid before trust deed was finished which confuses me(not hard)as how can you get a mortgage company to lend the money...
agree with pammy,bad thing is you wont have a car for work like me and have to use local transport which probabaly means some difficulty in getting to...
i have been advised to hand the car back as it would save me £200 a month,unfortunatlly thats about the cost of bus/train fares with inconvenient tim...
i too have a car on contract which runs out 3 mmonths before hopefully trust deed finishes,so unfortunally i,ll have to use th ebus and train for work...
spoke to tax advisor and they are right ,tax on pension is 40% also reduced income code to k229 to get back £3200 from year 2010-2011 tax man says thi...
contacted tax its because they should be taxing my forces pension at 40% regardless of paye earnings works out at £270 plus extra £120 off of pension ...
i,m an employee they say £3200 is due i have spoken to tax advisor so i have to get all details and sendto them but not looking good