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I have to say this forum has been an absolute gold mine of information and advice!!

Thanks for the words of encouragement! Will update when i hopefully hear it is protected!

It was only when i looked on your avatar i seen your second name and thought i think i am speaking to the guy i will see tomorrow! 🙂

Hi Mark i think its you i have a meeting with tomorrow at 3pm.

I have roughly 37000 debt and 34900 pa salary, i usually don't pay tax, as i mainly work overseas, i have roughly 1900 outgoing a month on mortgage, c...

What would happen the years i work outside and i qualify tax exempt that year?

Do i have to supply tax returns to prove to the creditors i have paid the tax each year?