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Hi Julie - have just fished out the paperwork and you are right the proposals do state that the my assets were valued at ?ú172,500 and therefore ?ú6k ...

Thanks again - I will fish out paperwork and check this out. As much as it galls me I think I will just have to accept this outcome although I find it...

Hi - thanks for helping here. Yes I did mention it last week to them and the reply was - as you have said - that valuations are opinions. I agree with...