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I'm not sure how much I owe the Halifax in total, I'll have to phone them to find out. Thank you so much for all your help, I feel more positive ab...

The house is in my name only. The companies are Royal Bank of Scotland and Halifax. Thank you. It's good to know there's help out there.

I could pay £200 per month, but this may sound a stupid question, would the £200 cover the bills I've mentioned only?

I think I could pay £200 per month. This may sound a stupid question but would the £200 be the amount I pay to only cover the bills I've mentioned

Hi David, Thank you for your quick reply. It's good to have someone to talk to. I have 2 loans, one at £15,000 and one at £3,000. I've been able...