Hi Suits2017. It sounds like you need to find a broker that's "whole of market". There are definitely lenders out there that will be sympathetic to so...
Do you have the same name as your mum? He will be searching the Register of Insolvencies and the Register of Inhibitions to make sure your mum has cle...
Well as part of your TD, the creditors will have received some payment so at the very least, the entries in your credit report should be marked as Par...
It just depends how long it takes the Trustee to conclude their work on your case. Despite me telling mine I had no PPI, they still took over a year t...
I believe the majority of mortgage lenders don't do a credit check if you are simply changing products with the same lender. Which lender is it?
All fair points. I had a Decision in Principle (DIP) with a building society but the broker never asked about adverse credit at that point and I never...
But if your name comes up on a search of the Register of Insolvencies (which mine will until October), then if I haven't mentioned it on my applicatio...
Thanks TDA. They were discharged in Oct 2016 (not sure why it took them 2 and a half years!). As far as I'm aware, the solicitor is legally obliged to...
Not necessarily. Defaults and the like fall of your file 6 years after the date they were registered. These defaults may not have their dates the same...
Have you searched for your name on the register? Weirdly, my entry doesn't show if I use my name and address, but does if I just use my name. I w...
I'm surprised your TD wasn't picked up by the solicitor during the bankruptcy search.
One thing to keep in mind is that even if there's no record of your TD or any defaults on your credit file and everything looks rosy on that front, th...
My advice would be to get a credit builder credit card such as those offered by Vanquis, Aqua or Capital One. These have a high interest rate so spend...