quote:Originally posted by tinsoldier [br]The maximum an inhibition can last is 5 years. That's the search period my firm goes by. So would a se...
quote:Originally posted by tinsoldier [br]For clarification - there is a register of insolvencies (searchable free of charge to anyone) and a registe...
quote:Originally posted by tinsoldier [br]It's actually a search firm which will carry out this for a solicitor. The register of inhibitions will sho...
I guess the devil is in the detail. As I understand it, a year after your trustee has been discharged, you will no longer be shown on a search of the ...
Your best bet would be to speak to a mortgage advisor as they'll be best placed to know which lenders will be sympathetic of your circumstances.
I wondered this too. I know you fall of the public ROI search a year after your trustee's discharged but I have the feeling a solicitor uses a differe...
It can sometimes take a while, usually down to the faff with PPI. I was discharged in March 2014. I knew I had no PPI to claim but the trustee still w...
quote:Originally posted by may2011 [br]Yes I understand that mapleleaf, I am in the process of getting the last 2 defaults date changed to 2 may 2011...
Defaults will vanish from your credit files 6 years after the date they were registered. It's nothing to do with when you are discharged as it's possi...
Your trustee will more than likely investigate whether you have an claim on PPI refunds so best to speak to them about it as they will more than likel...
quote:Originally posted by Suits2017 [br]If I left it until 2019 before applying then I would not need to declare it hence why some brokers automatic...
quote:Originally posted by Suits2017 [br]Thanks Pingpong. That's how I am looking at it. From what the broker and Halifax themselves have said they'v...
Yeah, sometimes the language they use in their lending criteria is ambiguous and open to interpretation. Good luck whoever you apply to. I have a m...
Judging by what is claimed on the Money Saving Experts forum, I would be wary of an AIP from Halifax as they don't appear to do a credit search and si...