Thanks TDA. It has passed surprisingly quick. All I would say to others is thoroughly check out all available options, and ask a lot of questions to g...
Thanks for the suggestions. Unfortunately wouldnt qualify for uniform grants due to mine and husbands salary. The added problem I have is that both my...
On checking our policy it seems its a decreasing term assurance policy, decreasing in line with the mortgage, so even less money if anything happens t...
Dont see how it can get used to basically pay both trust deeds in effect. Its a joint policy so we are each others beneficiary effectively, so how can...
Would the policy payout be expected to be used to pay off both our trust deeds, or just the spouse of whoever dies, at the end of the day I'm not resp...
Totally understand where you are coming from Mark but the main purpose of the policy is to clear the mortgage so that the remaining partner is not fin...
In our particular situation, we have negative equity and thats noted on our trust deed paperwork. We also have it noted that no further valuation etc ...
Sounds stupid, but what if the equity issue was addressed at the beginning of the trust deed, can it then be looked at again because of an unfortunate...