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Sorry by the bank or the people that gave me the report?

But they keep telling me that as they were not named that I have to pay it don't know where to turn

Yes it was an overdraft and an account that had bank charges on it. They have been adding interest onto it while I was in the trust deed

Thanks so much for your help been worrying about this for days . The only thing that worries me is that it showing on my credit file. What should I do...

Thanks. Is this the case even if they were not named on the trust deed? I have told them that it was up to them to make a claim. They say that as they...