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I just wish I'd realised earlier and began the process before now, I feel like this will affect my credit score for a lot longer than was necessary. I...

I have no idea, they could not explain to me, is there anyone I could complain to or is it not really worth it? If I hadn't checked how long would it ...

Thank you for your advice. I asked i. I should contact my creditors regarding this but they said it should happen automatically by June.

After calling them this morning it turns out although I have finished making my contributions that the trust deed is still ongoing, the creditors have...