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Just wanted to update everyone on my situation and perhaps put anyone in a similar situation at ease. After David's last post I contacted him direc...

Kevin, I'm currently paying out over £750+ to service my debts. This was entirely manageable but my situation has changed (long story) so now I am st...

Thanks for the advice everyone. I'll have a think about things and decide on my next steps.

Thanks for the replies - feels like my world is collapsing a bit so detailed advice is appreciated. TDA - I'm the sole owner of the house and only ...