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Hi there, thanks I shall look into this today! My credit score is continually falling due to the constant defaults on my file.

Thanks for the replies, hopefully it's sorted over the phone - they confirmed my TD details by looking up the public register of insolvencies and agre...

Thank you so much for helpful reply. So am I right in saying that MBNA should not have sold on my debt to Max Recovery if I was already in my trust de...