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This is the exact question I was about to ask, so thanks Graham. However, may I also ask about the creditors on my closed accounts on my credit file ...

I had the same problem. It did take to me complaining then as TDA says they started listening and quoting fixed time periods to respond. I did recei...

I am in the same boat here also. But may I check Kevin if the creditors saying I defaulted/settled will fall off after 6 years also and is it 6 yea...

Thanks to all for replying. I am going to approach my bank, which happens to be RBS, and I will let you know what happens. However, am I allowed to ...

ok Thanks for clearing that up.