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I reached the half way point in October this year and while I was really pleased when I realised how many payments I had made to my TD I still felt I ...

It's just so hard at times like Christmas knowing I can't give my young boys the things that they want or need. What's hardest is knowing they don't a...

I know exactly how you feel Rach68 but we'll eventually get to that stage as well. As you said it is the right thing to do and I have no regrets about...

Thanks TDA, that is one way to look at it and probably the most positive way but right now it still looks like a huge mountain to climb, I was in the ...