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Thanks David, The problems are due to be being self employed and my income being quite up & down, I've also had to get a couple of fairly substanti...

Thanks TDA, I thought this would have been the case.... Out of interest, now that the creditors pot is more than what my agreed contribution is,...

Hi TDA, and thanks for the welcome[:)] It's about £60k[:(], I know, I know....I'm assuming there isn't anything I can do, I was just wondering as m...