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Thanks, its kind words that are getting me through! Thanks again for the advice.

Thanks. He was self employed and had only just started a trust deed. The house was in his name and is being sold to settle the debt, therefore the...

Thanks, I will email her just now and see what options there are. Thanks hopefully I will be okay to miss a couple of payments.

Hi thanks! Tried that already, since none of us are on or claimed benefits, we are not eligible. Thanks anyway x