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My thinking was that as the TD stays on your credit file for 6 years from the date it was signed that an extra years payments would not harm this aspe...

Hi David I was given the option of a 4 year payment plan with a higher monthly payment, but went for the extra year with lower monthly fees, is thi...

Hi both Thanks for that, that's put my mind at ease just to wait until the end, there was only £202 equity in my house, and I've signed the form 1b...