Great news "Worried Mary", I'm still sitting on the fence trying to cope every month. You've taken the first brave step, and now your Trust Deed is pr...
What would happen (hypothetically) if I was made redundant during term of TD. eg total debt £65k - agreed to pay £20k via PTD then 2 years into it I g...
Thanks Pamjo and Shona - I KNOW what I need to do next, and I also KNOW that at least once i tell my Boss, I'll know what I'm going to have to deal wi...
Good Luck ann910 - I'll be joining you soon hopefully
Thanx Shona - Good to know. - I've never been late with a payment in my life - Ironic huh
Hi "neverendingstory" - it's great to hear from people who understand the daft thoughts you have. "Stinkin thinkin" I call it!!!- I'm gonna get fired/...
Only 9 months. And I'm really happy with where I live, so would prefer that they didn't know. I also worry that if they do find out, I will struggle ...
That's pretty much what I thought. Still concerned that my Landlord gets wind of it. Guess I'm just gonna worry about pretty much everything for a few...
Me again! Can someone tell me exactly what information goes in the Edinburgh Gazettte. I'm sure this will be my final question before I discuss this w...
Can someone explain what happens during "changeover" ie when/if Trust Deed agreed - I understand that your bank accounts are closed (mine has overdraf...
Thanx Timelord too, you posted in between there ha ha
Hi "neverendingstory" - Thanx again for words of support.It helps - believe me. If all goes ahead it will be a tough 3 years with strict budgeting,(so...
Hi "worried mary". Thanks for your support here. I get on really well with my Boss, but I guess its the whole "embarrassed/ashamed/proud/guilty" thing...
You are all correct. Thank you. I am due to speak to my Trust Deed Expert later today and get an update - and hopefully in the next few weeks I'll be ...
Thank you to everyone who has commented. It's like one step at at time at the moment. Because of my circumstances, I have to tell my Boss which is pro...