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Hi TDA, thank you for your prompt reply. Regards Graeme7171

Hi Yes, it is included in my income expenditure. Is it possible to trade the vehicle in for a lower monthly payment option? I would be willing t...

There is no equity at this moment in time. Thank you for your comments.

Ok, The loan would be solely in my wifes name and for her only.

Thanks for this. I appreciate you may not be able to provide financial advice etc,however, would a secured loan be looked favourably compared to a ...