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I tried the Co-op and lloyds on line applications to no avail.. You would think I owed a couple of million.. Think I will need to go in branch and see...

Hi again, Thanks so much for all the replies. Really helpful. No doubt I will be a regular contributer to the site now. Keep you posted 😉 David

Hi I enquired about and started the wheels in motion for a trust 14 months ago. I heard nothing about it again until my bank account was closed/fro...