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Thanks for your sound advice Kevin. regards ging

You are right, thank you. Wil take advice from the experts. Just want a way out of this, once and for all.

Hi Mark By impact on the property do you mean I would have to sell the property,as that would be the only way to release the money out of the flat?...

Hi Mark I think the equity is around, anything between 25,000- 35,000, and the debt is 76,000 ! regards ging