gillian
@gillian
Reputable Member
Joined: Feb 7, 2011
Topics: 38 / Replies: 317
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RE: Debt Arrangement Scheme

Cool. Once I get through mine, I think I'll need to sit downand go through the scheme with him. He needs to accept his credit is basically shot now ...

14 years ago
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Replies: 2
Views: 1098
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RE: Date of discharge/insolvency register

That's good to know. When I asked them, they said about 4 months but I asked earlier this year so that might have changed. It's good that they came ...

14 years ago
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RE: Date of discharge/insolvency register

I know, I'm hoping that's the longest it's likely to take and I'll get a nice surprise of a discharge letter in the post a few weeks before that. It'...

14 years ago
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RE: Date of discharge/insolvency register

Mark, if you don't mind me asking, what are the differences post April 2008? I signed November 2008, was protected December 2008 and should complete ...

14 years ago
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RE: Defaults?

My defaults are all marked different dates and I think there's more detail about my trust deed on equifax than there is on experian. I would try to t...

14 years ago
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RE: New to this

It depends who your creditors are. Lloyds TSB wrote to me saying they'd received the info and wouldn't be contacting me again. Cahoot and Barclaycar...

14 years ago
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RE: A Minor Inconvenience

I've got the pre-paid mastercard and move some money onto that whenever I want to buy stuff online. I just don't see why retailers won't take electro...

14 years ago
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RE: What to say Creditors?

I found I didn't get calls till after I was protected. All my payments were up to date so all I got was the usual 'You haven't sent this months payme...

14 years ago
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RE: What to say Creditors?

Tell them 'I am now in a protected trust deed. This is being managed by KPMG. Please contact (insert name here) on (insert phone number here) to dis...

14 years ago
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RE: Is a Trust Deed right for us?

No wonder you're stressed. I don't know how you're even able to breath with that lot in your life. You'd probably be best making an appointment for ...

14 years ago
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RE: A Minor Inconvenience

Wish I had known that at the start of all this. I've got a Halifax basic account but it only came with a visa electron card. I asked about upgrading...

14 years ago
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Replies: 11
Views: 2204
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RE: No contact

As far as I remember, I didn't have any contact from my trustee other than to tell me when my house was being valued. Any other discussions have been...

14 years ago
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RE: trust deed signed

Remember when it comes to debt collectors, they cannot come into your house. Don't allow them entry. Once things are protected, you may have up to 6...

14 years ago
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