gillian
@gillian
Reputable Member
Joined: Feb 7, 2011
Topics: 38 / Replies: 317
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RE: Vanquis card

Vanquis accepted me with a £500 limit so you should be fine for one. Have been using it for petroll and groceries then clearing it off. Unfortunatel...

13 years ago
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RE: Worst Advice Ever?

I was nothing to do with Sabbath!!!! Yes, there was that period in the mid eighties that I can't account for [:p] but I'm pretty sure I wasn't in a m...

13 years ago
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RE: Car finance after TD

I'm in the same position as you then Paul. Lloyds TSB were my biggest creditor so I can't see me having a hope in hell of getting anything with Black...

13 years ago
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RE: Worst Advice Ever?

Do it! Do it! Do it! You know you want to. I'd do it if someone wants to make me up an identity and a debt portfolio.

13 years ago
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RE: Worst Advice Ever?

I'd love to see you go along to one of these companies for debt advice and see what they tell you. Then report back here and we'll all have a good la...

13 years ago
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RE: Car finance after TD

I got discharged in February of this year so you're a bit ahead of me in the time stakes. From what I've read about bad credit finance companies, the...

13 years ago
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RE: Car finance after TD

I've looked into this as well and there isn't anyone who won't charge you a high APR. The companies I looked at were both about 35% APR plus the cars...

13 years ago
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RE: It's finally and totally over!

Paul, I'm sure yours won't be far away. I was just behind you getting the form 5. It's a nice feeling knowing that now, I can start sorting my credi...

13 years ago
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Replies: 13
Views: 1927
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RE: New trust deed - help!

I packed up all the letters from creditors and sent them off to my trustee once a week. I signed mine in November 2008 and according to my credit rep...

13 years ago
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RE: A born worrier

I always worried over my reviews. My payments never went up, although they never went down either when my salary went down. I also worried about whe...

13 years ago
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RE: PPI Claims and Trust Deeds

I'm getting royally hacked off with my trustee. After being told things were being moved forward to completion after talking to the firm they use for...

13 years ago
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RE: Applying for a mortgage break whilst in a TD

I asked about a payment break during my trust deed and my mortgage provider knew I was in one due to my trustee contacting them for a redemption figur...

13 years ago
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RE: Trust deed questions

Being in a trust deed was definately one of the most sensible things I ever did. I never told anyone - husband included for almost the whole term of ...

13 years ago
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RE: Trust deed questions

Just to clarify, I knew that as my credit rating was busted, applying for a couple of things couldn't do it a massive amount more damage if I got reje...

13 years ago
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