My cheques went at the beginning of July and apparently still haven't been cashed. If someone gives me a cheque, I'm faster than Usain Bolt getting i...
My latest excuse from my undischarged trustee (6 months after final payment) is that some of my creditors are a bit slow in cashing their cheques and ...
The credit scores don't always mean much as financial houses tend to have their own in-house scoring methods anyway. If you were to look at a selecti...
Nooooooo, don't shatter the illusion! We think of you as the Sergei of the debt management world, forever attached to your laptopamabob whilst solv...
Mark is prepared to comment on issues and use his own name - as do all the experts whereas other people who work within in the industry are prepared t...
My last payment to Invocas was January, discharge and form 5 was February and I got a letter at the end of June saying that my trustee was completing ...
I had a gold one with £25000, 2 silver ones - one with £15000, one with £8000. A blue one with £7500 and a green one with £7500. All but 2 were at t...
Who is the creditor? Maybe they're one of the more persistant ones. Just keep referring them to your trustee. The calls will stop and it'll get bet...
If they're chasing PPI but haven't paid your dividends, that might be why everything is showing as active. Write to them and get the dates corrected...
Not being discharged doesn't stop you getting credit. They should have told you about chasing PPI. I had a few conversations with my trustee about t...
You have to write to all your creditors and ask them to update your file as satisfied but the default will remain for 6 years. It's correct as in you...
Paul, I wish I'd bought a golf. It'd probably do me longer than my clio. I suppose I can't argue with 11 years use and it was worthless when I went ...
For the 1st question. I was the obstacle. My lack of acceptance of how bad my financial state was (£65000 in debt and rising by the day). I kept te...
I can't speak for DAS but when I signed my trust deed, I was told to get another bank account, stop paying my creditors and to hand my credit cards to...
I've got a direct debit set up for the minimum payment, just to make sure there's always going to be a payment going. The rest gets paid in a chunk t...