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I have spoken with my Trust Deed tonight, all 36 payments are now over, I now have to pay is the arrears that have accrued over the 36 months (which a...

P.S. Thanks so much for replying, I really appreicate it.

We didnt agree a value at the time of the Trust Deed, as far as I can remeber, thought I will check my paperwork this evening. I was told that if the ...