fabfour
@fabfour
Active Member
Joined: Nov 25, 2014
Topics: 2 / Replies: 10
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RE: Credit Record - Northern Rock

Thanks. I think I'll try one further letter to them, attaching a copy of my TD and my discharge and pointing out the error, sending it recorded. If ...

10 years ago
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RE: Credit Record - Northern Rock

Hi TD Expert - I've just been reviewing my paperwork again and I see that my TD started in July 2008, so I must have defaulted in July 2008, not 2010 ...

10 years ago
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RE: Credit Record - Northern Rock

Hi - first of all, thanks for all the responses. I raised the query with Equifax in November 2014 and they spoke to NR who told me to write to them (N...

10 years ago
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RE: Credit Record - Northern Rock

Hi - I defaulted in 2008. This is more than 6 years so they should be automatically removed? I have been advised by Equifax to ring a company called...

10 years ago
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Replies: 16
Views: 5065
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RE: Credit Record

I'm really grateful for that confirmation. I wondered if it might be the case as I couldn't see the others removing their entries unless they had to....

11 years ago
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RE: Credit Record

Thanks. Just so I'm clear, does that mean that it might be on there for another 3 years? I wonder why the others have removed their info.

11 years ago
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RE: Credit Record

oops, though it does say zero next to 'current balance' so that's probably correct

11 years ago
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RE: Credit Record

And I see the balance isn't set at zero still showing what I should have paid.

11 years ago
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RE: Credit Record

The default date is 1 august 2011 and the status is 'settled' date satisfied is 8 12 2011 and the note I've quoted in my original post is under a bi...

11 years ago
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RE: Credit Record

Hi, thanks. Yes it was a debt in my TD. I'm not sure about the default notice? Where would I be able to establish whether it was or not? On my cr...

11 years ago
Topic
11 years ago
Replies: 12
Views: 2051