Learn from history or doomed to repeat it - very wise words! What a good idea too to automatically direct some of the free cash straight into savings...
Thank you for your replies guys, only 5 days to go!
Thanks TDA - after the chat on the other thread about whether you were a robot or not lol, I think you should set yourself up like the STIG x
It's interesting that there have recently been countless articles in the press recently about people in the UK becoming much more open about debt - I ...
Give them a call, that's what they are they're for - although we're all in a mess financially etc, don't forget that you are GIVING the trust deed com...
John, I would say that a TD might not be for everyone, and it's not exactly worry free - but the thought of being completely debt free and able to mak...
Hi, I really feel for you trying to keep everything secret. Perhaps you could break it to him (gently!) BEFORE you go away - if you don't you'll spen...
John293, TDA is a person, just because we don't know her name, if you look around the forum you will see the answers she gives are personalised.
Thanks for the replies! I'm the same, I haven't told anyone - my husband obviously knows. I wouldn't be surprised though if there is some poor soul ...
THanks guys, have contacted KPMG to seek advice too. Will make a formal complaint against Lloyds TSB also
Hi thanks so much for replying, both of you, I read the replies this morning and was really grateful. TDA, I haven't spoken to CCCS, this was just th...
Forgot to say - the papers say I need a recent contact letter or statement from my creditors. But I don't have this (loan papers lost in a housemove,...
I'm new to this to but I think with a TD you are only named in the Edinburgh Gazette ( a trade publication used by Insolvency Practitioners ) and it's...