DebtFreeWannabee
@debtfreewannabee
Estimable Member
Joined: Nov 22, 2010
Topics: 25 / Replies: 125
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RE: Should I tell my partner of 4 years

Look at the positives - you've addressed your debts with your trust deed so you're already on the right path. There's plenty of time to get your dream...

14 years ago
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Replies: 1
Views: 1215
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RE: phone calls

It might be a wee bit soon for this one based on what we've been saying about it taking time to filter through the system. I'd probably save these big...

14 years ago
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RE: phone calls

Don't worry we've all been there. It just takes time for it to filter through the system. It doesn't really matter what the people at the other end of...

14 years ago
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RE: New Debt Arrangement Scheme Expert

Welcome George. This forum is fast becoming the only resource anyone in Scotland needs to find out everything they need to know to clobber their de...

14 years ago
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RE: Trust deeds and acting as a guarantor

I don't mean to put a damper on the proceeding but wouldn't it be crazy to take this on? Imagine the scenario where your friend defaults on the loa...

14 years ago
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RE: How open are you about your debt?

I told my parents but no-one else. I sometimes find myself involved in conversations about silly people who get themselves into too much debt and c...

14 years ago
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RE: First payment

The date of you first payment has nothing to do with whether your TD becomes protected or not. I did find that my trustee was *very* flexible about...

14 years ago
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RE: How long after intial meeting.......

Hi Bunny One thing I learned and have posted about before is that everything does take longer than you think, but it does happen eventually. I lear...

14 years ago
Topic
Replies: 2
Views: 1386
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RE: Barclaycard / Mercers

That's true TDA. One thing you learn from going through this process is that everything happens slower than you think it will. If it's set up pr...

14 years ago
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RE: trust deed insurance cover

The reasons for having decent life insurance are pretty much the same whether you're in a trust deed or not. I guess some people see the benefits of i...

14 years ago
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RE: PAYING OFF EQUITY DUE AT END OF TRUST DEED

Wouldn't the proceeds from an endowment be regarded as a separate asset that would have to go to the trustee anyway, separate from the equity? Sorr...

14 years ago
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RE: A Cheap Day Out

Although a little bit different to that, my son (12) has just joined the local golf club as a junior member. That cost us the best part of ยฃ200 which ...

14 years ago
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RE: Barclaycard / Mercers

Just to update you, a day or two after I faxed and wrote to Barclaycard and Mercers (AKA Barclaycard's debt section), the calls stopped. I then rec...

14 years ago
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