Hi SunnyM, There is no reason for anyone to write to your husband regarding the house or your Trust Deed so don’t worry about that. Every person...
Hi 1985debt, Sorry to hear that this has happened to you. I can completely understand how embarrassing this will have been for you. In my experi...
Hi everyone, I’ve just had a lengthy discussion with a representative from the Scottish Government who is assisting in this call for evidence. I...
Hi KeitherReeve, It sounds like you are taking a very sensible approach to thinking about your options and also your income and expenditure and wha...
Hi KeitherReeve and welcome to the forum. Sorry to hear that you have found yourself in some financial difficulty. It’s a lot more common than you ...
Hi nics07 and welcome to the forum. Well done on taking the positive step to enter into a Trust Deed and deal with the debts that you have. Are you...
Hi Sue4891 and welcome to the forum. I noticed that you posted at 1.37am on new year’s day! This really must be causing you a lot of stress and wor...
Hi SunnyM, As TDA has pointed out the Trust Deed will run for a minimum of 4 years but is aligned to your monthly payments. Normally when someone s...
Hi jojo93, Yes you can have multiple bank accounts and having one for wages and one for bills does make sense to help manage your money a little bi...
Hi Pedasus and welcome to the forum. Sorry to hear that your wife has found herself financially struggling. How much does she owe to HMRC and at...
Hi FlatBroke, Glad to hear that you have taken the positive step of entering into a plan to deal with your debts. I’ve had positive experiences ...
Hi AberdeenPhoenix, Thank you for deciding to share some very useful and encouraging information about your situation and decision on which option ...
Hi questionmark, As TDA has advised it’s going to be something that only your Trustee can give you a definitive answer. What’s the reason that y...
Hi Totalneep, It sure is! Congratulations. Look out for your Form 5 Certificate of Discharge as this is your official confirmation that you have...
Ok that’s great. Glad it’s all sorted.