Trust Deed Forum

Hi Happy01, It's hard for me to really say what has went wrong here. Ultimately it's down to Creditfix to submit your discharge paperwork to the...

Hi alan1240, Are they factoring in the bonus into your average income over 12 months? I'm a little unsure what you mean about the average being mor...

Ah ok. Thanks for clarifying. When you say you were discharged on the 18/08/16, did you receive your Form 5 then? Also when you say the Trustee was...

Hi alan1240, Was it explained that if you receive a bonus accordingly to the legislation then the full amount of this can be taken into the Trust D...

Hi alan1240, Thanks for sharing some more information. Was anything to do with overtime or potential bonuses discussed with the advisor? Over...

Hi alan1240, As far as I understand Trust Deed Scotland and their advisors won't be the one who will actually be legally responsible for your case ...

Hi lp24, Occasionally we send a current status report (income and expenditure review form) to a client who has been discharged. It's an automated l...

Hi alan1240, Barclaycard have a tendency to object to Trust Deeds but as their balance is less than 1/3 even if they do they can't stop it from bec...

Hi happy01, I'm a little confused by your dates as your saying its August 2017. Did you mean 2016?

Hi Alan1240, Entering into a second Trust Deed is a lot more common that you would think and normally doesn't cause any problems. Many people for a...

Hi lp24, If you have completed your Trust Deed and received your Form 5 then this sounds to me like a letter sent out in error. I'd give your Tr...

Hi Hf1998, Did you pay off the full balance, plus interest and costs? If you did then you will be able to receive your discharge within the next co...

Hi Nemo1, I’m sorry to hear of your news. My best wishes for the future in you treatment and recovery. It’s important to speak with your Trustee...

Hi Chrispiec, If you don’t have the discharge letter and Form 5 then it probably isn’t worth your while as you will need to prove you were discharg...

Hi Mercy2604, Well done on successfully completing your Trust Deed back in November and now receiving your official discharge and Form 5. I’m sure ...