Hi roverrunner76 and welcome to the forum. I’m a little confused, have you actually spoken with an advisor from the Insolvency Practitioners office...
Hi TD2013, I think that once your 4 year period expires I can’t see any problem for your partner to bring the arrears up to date and allow you to b...
Hi Sean1985, How did you get on with the job offer and credit check?
Hi Trojan38, Like Kevin has advised if you have been honest and up front with everything and completed all income and expenditure forms then I don’...
Hi Neverendingstory, As others have pointed out Cabot don’t appear to know what they are talking about. You are not liable for the debt. I’m sur...
Hi Silly, It can be difficult for someone people to adjust to the first 6 months of entering into a plan to deal with their debts. The feedback I r...
Hi Almostthere, I’ll start by saying I’m not a credit rating expert... I would think that your credit information would link to any previous nam...
Hi Cody, If it’s brought to the Trustees attention prior to their discharge then the Trustee will ingather the PPI funds that the bank have said th...
Hi Trojan38, When the new legislation for Trust Deeds came in 2013 it confirmed that the full surplus amount needs to be paid over into the Trust D...
Hi Cody As tinsoldier has confirmed the PPI was an asset which should have been ingathered into your Trust Deed and you had an obligation to notify...
Hi Tigger73, As TDA has suggested best to contact the Accountant in Bankruptcy who should be able to assist. Another way is when did you sign yo...
Hi, That’s a lot to be paying out in unsecured debt payments and if you feel your struggling month to month and have fallen into the “robbing Peter...
Is there anything that your still a little unsure of that I can reassure you about? In terms of your alternative options, for £22,000 if you consid...
Thanks for sharing some more information. These are all creditors that we deal with on a daily basis. Do you have your bank account with the TSB? I...
Seeking as much advice and information is key and a good first step to take. Of the £22,000, can you give me an idea of who your biggest creditors ...