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thanks so much for the advice, i feel a bit better although still gutted at the ppi thing.I suppose i only have a couple of years left so would rather...

thanks for making that simpler for me. The term lasts four years, and from reading other posts some people have thought have finished but then had to ...

i should have added that i only decreased for a year, it was only while on maternity leave

Thank you both for getting back to me.I found my proposed scheme of division. it says Receipts total £6192 Trustees Renumeration £4987 plus ...