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Thank you both for your advice it is much appreciated and valued, it has given us a better perspective.

Thanks very much for your advice, The company said they got my number from another company when I signed up for something. They weren't from the Debt...

Included in the £307.

We pay £307 per month- £50 fee to the Debt Management plan. We have currently been in this for 2 yrs. They have advised that it will be 4 yrs till w...