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£183, but now I have told family they have said they will help me monthly so can now afford more. Thought around £350??

Kevin, What is the longest time I can do a Debt Arrangement Scheme? 37k over 10 years??? Is that even a option?

Thank you both for help. Family member tried to take out loan/s last night and sadly all were turned down. Strange as he has a good credit rating?...

Great thanks, can you please give me a template for the monthly budget as I only work part time and hubby pays most of bills, I am unsure of what I wo...

Thank you both very much, just feel silly for letting it get this bad again. Regarding the fact that I am not behind on my payments or anything "ye...