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Thanks again. I am in the process of trying to get a credit card to help build credit, though they have delayed the answer. Hopefully this can help...

Thanks, i'll need to get in touch with Nationwide then it seems. Trying to get my credit built up now.

Hi, thanks for reply. The trust deed shows on my report as being settled in July 2010, would that be 3 years from when it started? It's not massive...