Chris Wardle
Chris Wardle
@chris-wardle
Estimable Member
Joined: Feb 6, 2012
Topics: 2 / Replies: 247
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RE: The start of the letters and calls

Hi colski, I would try not to worry about the calls and letters. If you speak with a creditor what can help is if you take a fax number and referen...

13 years ago
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RE: Setting up a DAS

Hi Bluerobin, I'm a Director and Treasurer of my local CAB and can't speak highly enough of the work that the advisors provide and the service that...

13 years ago
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RE: moving house whilst in a TD

Hi mark, What was your agreement with your Trustee regarding the equity within your property and how this would be dealt with?

13 years ago
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RE: Joint Mortgage

Hi jayfin01, As TDA has said it depends on what the position was at the outset of your Trust Deed. It might go in your favour that you purchased...

13 years ago
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RE: Secured loan default just for being in a TD?

Hi Kevin, Interesting point to note for future re the clause. I'll filter this useful information down to our advisors. Every day is a learni...

13 years ago
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RE: Another discharge thread.

Hi sequench2002, I would speak with your Trust Deed company to ensure that they have chased and received any outstanding creditor claims and that a...

13 years ago
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RE: business account

Hi ibmstyle, As TDA said, it's up to your specific bank if they want to allow you to operate a business account. We would always advise someone to ...

13 years ago
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RE: Secured loan default just for being in a TD?

Hi mathlete, Do you still have any paperwork in relation to the builders security over your property? This may or may not have details on "default"...

13 years ago
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RE: Payback more than what you owe?

Hi Bluerobin, Fingers crossed about your husband's interview. Under a Trust Deed a proportion of the debt is written off providing creditors acc...

13 years ago
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RE: Done It!

Hi Armani1981, Well done on the completion of your Trust Deed. Often we hear about the problems in Trust Deed's and not the positive feedback. I...

13 years ago
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RE: Equity demand during PTD

Hi Bexter, That's good news and lucky that you kept a copy of the redemption figure from the outset.

13 years ago
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RE: Equity demand during PTD

Hi Bexter, We would calculate the redemption figure to include the early repayment charge and this should always be done at the outset prior to sig...

13 years ago
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RE: Coming To The End - Car Value Question

Hi ScotsLad, I presume it's you who has placed the value of £1,500 on your car? Your Trustee may value the car at less than the £1,000 limit that w...

13 years ago
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RE: leaving the forum

Hi Shona, Best wishes for the future.

13 years ago
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RE: Darkest before the dawn.

Hi needsmust, Have you had a chance to read through your Trust Deed paperwork regarding the equity in your property? I note from your previous repl...

13 years ago
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