Chris Wardle
Chris Wardle
@chris-wardle
Estimable Member
Joined: Feb 6, 2012
Topics: 2 / Replies: 247
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RE: Bankruptcy - does your name go public

Hi Andrea 73. The Accountant in Bankruptcy holds the Register of Insolvencies which includes a list of those who have declared themselves Bankrupt/...

13 years ago
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RE: Immigration Status

Agree - with comments from Kevin and uncleben. Even take a chance to sit down with one/some of the experts on the site will at least give you anoth...

13 years ago
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RE: ARGH!

Something that could assist is a letter from your Trustee confirming that you have co-operated and maintained your agreed contributions. This will sho...

13 years ago
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RE: Trust deed objections

think listed as everyday loans (first thread)

13 years ago
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RE: After Trust Deed

Agree with TDA - this is normal practice given the requirement for Trustees to investigate PPI and whether there is a claim that will benefit the esta...

13 years ago
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RE: Trust deed or sequestrian

Hi Andrea73 when assessing whether Trust Deed or Sequestration is the route to take or in that case the Debt Arrangement Scheme it is important t...

13 years ago
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RE: Trust deed objections

You could see if your Trustee would be willing to send a comparison to the "objector" outlining the position in both a Trust Deed and the potential Se...

13 years ago
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RE: Remortgage during Trust Deed

Hi Andrea 73 Agree TDA that it is more than likely you will be moved onto the Standard Variable Rate at the end of your deal. Chris

13 years ago
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RE: Immigration Status

Hi Sigario, Depending on your particular circumstances i.e. list of creditors, asset position, income and expenditure etc, a Trust Deed may be a su...

13 years ago
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RE: When to contact my trustee

Edm, Please call me anytime to discuss your case. Alternatively, if you wish, you can attend my office and discuss any concerns you have in person.

13 years ago
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RE: When to contact my trustee

Firstly to clarify you can receive a discharge whilst the Trustee is still in office under the legislation which changed in April 2008, albeit as prev...

13 years ago
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RE: Bankrupt Info

Agree with TDA if redundancy arises post automatic discharge. As a suggestion you might consider utilising some of the funds in relation to the equit...

13 years ago
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RE: Confused!!!

It is right - Section 32 of the Bankruptcy (Scotand) Act 1985 outlines that in the event of any change in the debtor's circumstances, the sheriff, on ...

13 years ago
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RE: windfall

Hi No.1 Mum, TDA makes many valid points from: a. Windfalls vesting/conveying to the Trustee for the Benefits of Creditors b. Scope to redu...

13 years ago
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RE: Another advert on TV

Dear All, As TDA says, you could do your own PPI reclaim and save money. Alternatively getting a PPI firm to do the work can save time, hassle and...

13 years ago
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