Imcville points out one invaluable lesson on/about this forum - a lesson has been learnt and rather than think "great - my 3 years are up, I can get a...
A good IP (like mine) was happy to deal with any subsequent calls and letters post PTD being in place - but most vanished after a week or so. i found ...
When searching for an IP to resolve my financial problems, part of the problem was "who to go to - there are so many!" But as TDA indicates, there are...
My RBS account is Royalties Gold - and in spite of having an RBS credit card added to my TD, the bank was fine with that account being necessary for m...
And Rach68 proves that is the way forward!
My Trustee sought and achieved agreement with the RBS (to whom I was a debtor on my TD) who agreed that they would not take any action on my account w...
I (genuinely) overlooked a loan I had at the time of my Trust Deed being prepared (I had so many alongside credit card/loans and store cards) but mana...
My 3 year PTD is just about up and best advice I can offer is share this propsect with your trustee - he or she can be your very best friend or worst ...
Name and shame!
Good luck on getting Protected - I know many here have that air of uncertainty but few are refused so...be patient! On your beloved store card...learn...
As I have said in response to other posts on this theme, I too went through this agony as to whether Protected status would be granted/who in their ri...
Lizzzy I can but sympathise while offering the view that as one who has come to the end of a 3 year PTD, you will need to bite through the pain bar...
Too kind! Just let us know the outcome and draw comfort from the success rate experienced by Mark and the "good news" stories that populate this great...
Hang tough! I too felt that I had taken a huge step towards resolving my problems once I had signed a Trust Deed and feared that it would not get Prot...
My trustee did all the necessary approaches to the banks/credit card companies to whom I owed money and DDs/SOs just fell by the wayside. I felt that ...