I think you know we were all rooting for you - well done!
The irritating aspect of PPI seems to be the number of times the issue is raised by creditors after the PTD period has been completed. Is there no gui...
I think this thread illustrates the fact that an IP has a difficult role in trying to work with those with a PTD while also seeking to secure the best...
My experience is that a good trustee will take on the responsibility to make an intervention to the companies concerned to stop the letters/phone call...
I really do feel for gillianr2 who seems to have had so many issues to address as reflected in her many posts on varying financial aspects of her life...
I think pammy1969 is still heading in the right direction and has come along way from her first posts - keep going! My IP's advice on notifying my emp...
I can only add that my IP made explicit that equity would have to be factored in as part of preparing the PTD - it was not an add -on or optional extr...
It is clear that when an IP says "don't worry, it will work itself out" or "we'll deal with the issue at the end of the three years", alarm bells shou...
I wonder how common it is for those entering a TD/PTD to deliver their own house valuation? When my Deed was being prepared, my IP (firm of CAs) commi...
I know it sounds as if Pammy1969 and I are separated at birth but glad that she is experiencing that sensation of "release" so early in the PTD. To me...
My IP immediatly requested that my bank (BoS) whose credit card was part of my TD pre PTD requested that my account be kept open to allow me to manage...
TDA - I am happy to ocme clean and admit I was simply stupid and greedy - if I wanted something, i wanted it NOW! Not tomorrow and certainly not next ...
TDA - I recognise your view that "a lot of people wish to rebuild their credit ratings as soon as possible so that they can have "normal" access to cr...
TDA - sound advice as always! Those considering a PTD must be prepared to make sacrifices - the money will not be there for those meals/drinks/nights ...
I appreciate Mark's comments, which is why I get irked when other posters ask questions like "Xmas is coming up - can I miss a payment (or two!)? or "...