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Ok that is great thank you very much for your advice and help.

Thank you so much for your advice, I am not really sure what a sequestration is though could you advise. Carol

Thanks Kevin, is that not the same as bankcruptcy and make me unable to eventually purchase a property in the future. Carol

Hi Julie, I could probably afford approx ?ú130 per month.

Hi Kevin, I currently pay ?ú100 a month could probably afford ?ú130, it is the thought of being in the debt management plan for 12 years that is scari...