From a lenders point of view they are taking a risk in lending to someone who has been insolvent previously regardless of how the debtor came to be in...
plasticdaft I'm curious - what were you looking for from your bank in theway of help? e.g did you ask for interest to be frozen to help repay your...
Not all PPI was mis-sold and frankly trust deed firms pursuing a refund even after a client specifically saying they purchased the insurance and had r...
As others have said, your friend needs to approach the trustee directly with their questions - only they will know what has transpired during the cour...
TDA is right on this in my view. The employee hasn't given permission to have their email address distributed to others. If it's publicly available a...
Hi Jcod As you say, you have shared your knowledge for the benefit of others and should others find themselves in the same or a similar situation t...
Hi tomas80 You sound worried that you'll be pressured into signing without answers to the questions you have. Remember you drive the timeline on s...
Hi Juliemurray I'm sorry this has happened to you. I would think your home as an asset is untouchable as your house is not in your relatives name ...
Plasticdaft I agree that some people will find it difficult when the SVR goes up. This will be the case as well for those not in any financial diff...
No problem betterlife - glad to help. I didn't have many cases to deal with similar to yours but I did agree to a payment plan mostly. Unfortunately...
Hello Betterlife A number of years ago I ran the HCI scheme for a large organisation. At a high level this is how it works - Technically spea...
Thanks Gillian for clearing that up. Understand now. Hope you get some movement now from your trustee - nothing more frustrating than lack of commu...
Can I seek some clarity for myself please here. I'm a bit puzzled by Gillian's comments about bringing the trust deed to an end more quickly as she...
Unfortunately the Bank don't have to automatically refund you as the transaction was authorised by you. However, there may be an option you can pursu...
Hi fedup While extending the trust deed in the case of Pammy1969 to realise the equity worked out for them you should bear in mind that if you have...