My first reaction when I started reading the thread was "This should have been a DAS!!". Creditors paid off in three years? - DAS rather than trust...
Whoops! Hit 'post' earlier that I intended to [:I] Maybe that's not a bad thing - you'll have got the gist already [:)]
I am very conscious of always being the odd man out on this subject. Trust deeds and bankruptcy are both personal insolvency. You wouldn't conside...
I think that the 'Registered keeper' can be one person, and the 'legal owner' another. If your friend took out the loan in his name, and the loan i...
The RoI user guide says that the register has details of all 'live' bankruptcy cases, plus those discharged in the past two years. for PTDs, it shows...
I agree with everything which has been said so far. But, call it the devil's advocate point of view if you like, you can't simply split people into...
Hi lostsoul Yes, I'd call your adviser as soon as you can to let them know that, sadly, you have separated from your husband, so the DPP will have ...
[:0][:0][:0] at what Creditfix have been saying!!!!! TDA's questions are spot on. I'd add one more. Did they tell you that a trust deed is insolv...
Argh! I just leant on my keyboard and lost my post (somehow!). OK, quick version! Try to see your money adviser as soon as possible. Don't wai...
It's probably best to cancel the direct debit to the DAS, so that you don't have two payments to make. You can tell them that you've done it, if yo...
I think you're right about creditors not knowing about DAS, Mark. Look how long sequestration and trust deeds have been around - compared to DAS. ...
Hiya kazibee I'm not sure who you mean when you talk about "your" DAS Administrator. Is it your money adviser? Your payments distributor? 'The...
quote:Originally posted by tyler 11 On Track -Thank you so much, just by talking I feel so much better. I know we have to do something. Sequestration...
One of the benefits of DAS is that you DON'T have to include your property or other assets. But a lot depends on how much you can afford to pay int...