candlewick
@candlewick
Reputable Member
Joined: Jan 26, 2012
Topics: 6 / Replies: 303
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RE: Payback more than what you owe?

As saabrina says, it is theoretically possible that you could end up paying back more than you owe if you enter a trust deed. However, I don't thin...

13 years ago
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RE: Sequestration

Yes, if you have surplus income you are expected to pay a contribution in bankruptcy too. Your contribution (Income Payment Agreement) will be paid...

13 years ago
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RE: Paperwork

Hi RBSB It was an example of a reason which might be put forward by a creditor. I'm not sure how helpful if would be to speculate further about po...

13 years ago
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RE: Paperwork

Interesting questions RBSB It is a legal requirement that anyone who signs a trust deed has to be advised that it may lead to sequestration. Signi...

13 years ago
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RE: What companies have you used?

Nowadays, if you are in DAS and lose your job, or have a change in employment, you can apply for a six month payment holiday. With all of the DAS pro...

13 years ago
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RE: 4 Weekly Pay

Hi Bluerobin What other options were discussed with you, apart from a trust deed? Have you discussed your concerns with the company you spoke to...

13 years ago
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RE: Paperwork

Hi Willamena Are you looking at the piece of paper which tells you what can happen after you sign a trust deed? That paper tells you all of the ...

13 years ago
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RE: benefits being stopped

Glad I could help.[:)] That's right, annie. Even if you get the best-paying job in the world (and I hope you do![:)]), if it happens after you've ...

13 years ago
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RE: benefits being stopped

A contribution/Income Payment Agreement (IPA)cannot be put in place after the date that the debtor is discharged from bankruptcy. If an IPA is alre...

13 years ago
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RE: Not Yet in arrears...

I think that StepChange (sic) is CCCS' new name. And I agree with the advice given by Mark and Saabrina.

13 years ago
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RE: Trust deed was wrong for me 🙁

Ok, so the arrestment wasn't in place when you signed the trust deed. That makes more sense. I know trustees in a trust deed may be able to negoti...

13 years ago
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RE: trust deed

I suspect the 'other forum' might be based in England - going by the comment that "after 6 years money is written off and cannot be chased". Things...

13 years ago
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RE: Trust deed was wrong for me 🙁

You already had an earnings arrestment in place, and still they recommended a trust deed? Surely that should have been an indication that DAS, or s...

13 years ago
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RE: enough is enough

Comments? What's the protocol on an identified expert from this site 'helping' to challenge the actions of an identifiable IP - ******* * ******** ...

13 years ago
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RE: Christmas money

I think the question "aimed at anyone who has a TD with Wilson Andrews, or a member of this firm."... has been answered by the post from Barry Stew...

13 years ago
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