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Sorry for the delay. We don't own any property and none of us working.my husband took the trust deed as he didn't want bankruptcy.

Its been for a year so far and another 3 to go. Its £51,000

ok,guess we're stuck with it then,oh well. many thanks for your help.

Its actually my husband who took the trust deed. My daughter is only 6 🙂 But yes our payments have always been out of our benefits.We are paying ...

yes we're in a trust deed and didnt have income from employment and our circumstances haven't changed .