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Thanks everyone for the replies, we are not the only ones going to be affected by big changes to tax credits this year, Im currently assessing all the...

Hi TDA, Its a little more complicated as we are also paying off old council tax debt that was not included in DAS, also come April and due to our s...

Thanks for such a quick reply, our debts are split 55/45, we are paying £250 per month including the debt advisors fee. We have NO equity in our flat....