Forum

Hi all Just an update. I have received my letter of discharge. I have a letter confirming my trustee's intention to discharge on the 29th of this m...

Hi all I really can't understand the trustee's position on this. I have had to use a collection agency to collect unpaid bills for my firm in the p...

Hi pm1969 I do not think you can pay of the trust deed directly. As I understand this, it could be paid out from a third party. The total sum paya...

Hi Becca My wife had a problem with credit on a mobile phone. She has never had any arrears or poor credit history. It seems likely it was related ...

Thanks to all for the helpful advice. I found the Cashplush card with credit builder option interesting. Also the Littlewoods catalogue and mobile ph...

Hi Bottemlesspurse, Thanks for your reply. I will look into the Vanquis card. I do not need or want a loan or mortgage at present. However, my so...

Hi Georgen, I spoke with the Trustee first as you have done. Then set out my proposal in writing. Good luck

Hi Georgen I was in a very similar position. I made the point that the creditors would have more money than they originaly settled for, paid immed...

Thanks Kevin/TDA This is exactly the sort of thing I need to look into. I think it is so important to learn from previous mistakes. Has anyone o...

Hi Lori You can not be a director at the time of entering the trust deed. This is what I was told. Once you are in the trust deed it is possible! ...

Thanks TDA. I am not really looking for specific investments. Just general guidelines as you have given. I did think of some sort of ISA or other sav...

Thanks Tinsoldier. I am still in a state of flux, as the Trustee is not discharged yet, although I do not see any reason to worry. I thought about ...

I am awaiting the trustee to pay the creditors and discharge me. The period to raise objections ended on the 18th of July. The trustee told me that th...

Hi TDA Do you mean a shared bank account or mortgage?