I read an interesting thing on the FOS site, if you send a PPI mis-sell complaint to them and they uphold, they instruct the creditor to "return you t...
You will have to wait till discharge before your creditors update your file as satisfied, they will still show default though for 6 years. I am a l...
Hi, TDA is right. Your credit report will show them as Default from the date your TD started and when you are discharged should show Satisfied, Settl...
Hi richard79, it should be 6 years from the date you signed your TD.
Hi EdM, you can make sure all your default dates on your credit file are correct (they should state the date the TD was signed) before discharge. To ...
Hi Lucygirl, the default date should be the day you signed your TD. I'm not sure about the other query, I didn't have joint credit.
That is good news bottomless purse - I would send a letter to BOS with your discharge again stating again that you have no insolvency practitioner and...
Congrats Gillian, enjoy your holiday.
Hi lucygirl, I am nearly 3 years out of a TD and got a joint mortgage back in December 2011. Might it be worth trying a different mortgage company? ...
Hi Woobywoo12, Sorry to hear about your dilemna and I hope you get this all sorted out. I had a baby myself nearly a year ago now (God time flie...
I remember getting my TD - very nerve wracking that 5 weeks, probably the hardest part of the TD overall! Good luck and I am sure this will get pro...
Thanks everyone. Will keep thread updated with how I get on. I agree bottomlesspurse, between bank charges and PPI i probably never would've neede...
Absolutely plasticdaft, hopefully never making the same financial mistakes again! Including avoiding overpriced PPI at all costs!
Hi Plasticdaft, I had to get a brand new car to get finance (I know dumb eh) I was unable to get a loan to purchase a used vehicle! I went via a Ford...