Hi all, I am still in process of claiming back PPI. Had a couple of knock backs and sent back further info so as yet no claim forwarded to FOS. Had ...
Hi Headwire, RBS basic account is the same, you can only withdraw cash from RBS cash machines. So if you are changing I would avoid that one. I o...
Hi Scotrust, I finished my TD in Sept 09 and both myself and trustee discharged 02/10. I cleaned up my credit file (default dates changed to date ...
Hi discharged, Here is a link to the thread on MSE (TDA hope I am ok to post this), the thread is a bit old (2008) but I think the same legal requi...
Hi Stoney11, I finished my TD in 2009 and last year got a joint mortgage approved in September (my TD and defaults (satisfied) were all on my repor...
Hi twitcher. It is probably worth while to note that even if you have old loans more than ten years old that are not on your questionnaire but you ...
Hi twitcher, I have just passed the 6 year mark. When I paid my final payment I sent letter to all creditors to get the default date corrected, th...
Hi GSheilds My defaults are due to drop off my credit report this month. TDA is right, a stern letter to RBS and a set timeframe (I think they are...
Thanks TDA, I am happy to share my experiences. I have been out of my TD for 3 years now (everything due to drop of credit report now, yay) and there...
Hi Marcy, I was discharged and my trustee discharged in 2010, I have succesfully reclaimed PPI from a couple of loans before my TD and from one loa...
Hi Quiggles, I was a year out of my TD and had a Vanquis cc and mobile contract on my credit record. My defaults showed but were marked as settled...
Hi Firewalker, I just opened a noddle account with no bother and has up to dat and accurate information. Really is good to get your default date s...
Hi Worriedmary, yes it is very annoying and you can do no more than you have done already. You are not responsible for informing your creditors of yo...
Hi boys 1211, Well done on nearly completing your TD. The next 11 months will fly by. I had the same issue, I tried for a loan a year after dis...
Hi Nemo1, I have an RBS account (I got a basic one prior to TD and never had any problems) after TD they upgraded the account. You can apply onl...