Hi Sparky1, I finished my TD in 2009 and in 2011 I needed a new car. I was unable to obtain a loan or get any funding for a used car. However I a...
Hi Wikikee, The original lender who you signed the credit agreement with is responsible for making sure your credit report reflects your true circu...
Hi Booboo, after my TD in 2009 I upgraded to a current account with RBS with no probs. You can get your self a pre paid card - Visa or Mastercard, ju...
Hi - you can view your credit report via Noddle for free. You just need a debit card to sign up - they take a few pence from your account and put it ...
Hi Ryju - I work on a reception for a big company and get calls for staff - we are not the switchboard so we don't ask who is calling we just transfer...
Hi tompie1980, I have a Vanquis Card and if you go to their website you can pay online with a debit card. Hope this helps
Hi Lorryjo1983, my TD fell off my credit file 6 years after my TD started (3 years after it ended) and I got a loan with my current account provider w...
Hi Kayak, if I was you I would forward everything I had (copies of letters, original PPI complaint plus copy of letter confirming complaint upheld and...
Good Luck Kayak. You will just have to keep pestering the bank and stand strong, I found that a few people I spoke to did not really understand what ...
Hi yeschef1, I tried a broker who did whole of market and although I got through the pre approval stage I was then knocked back twice when the prop...
Hi adamski, I have finished my TD and just passed the 6 year mark since it started. Now my TD has dropped off file and so have all my old debts. ...
Hi Kayak, A lot of banks are sending a seperate cheque for interest and another one for the refund of PPI payments made - so your other cheque shou...
Hi Malpas1973, I applied for and got a mortgage with the Trust Deed still on my credit report (although I was discharged). I was honest in my appl...
Hi Gemma, I completed my TD in September 09 and was discharged in Feb 10. Last September I got a joint mortgage with 75%ltv with my current accoun...
Hi Scotrust, Normally with a PPI claim on a joint loan any claim submitted would require both parties signatures, sometimes they will investigate a...