Thaxted ks Kevin, that's really helpful. I will have a think about it. Would the amount of equity to be paid by husband be due at the end of trust dee...
Hi Kevin. I had ruled out a trust deed as I didn't have an income, just student loan and tax credits and wouldn't be able to make a contribution. I am...
Thanks Kevin. I think my DMP is the best route still, it's possible my half of equity could be up to 19k depending on valuation (if only the actuality...
Thanks TDA. I thought that might be the case with the equity. Student loan is a funny thing. I currently get tax credits and they don't count as incom...
Thank you both for replying, I am glad to hear that das is still an option. As I have a DMP with stepchange do I have to use them for the das?
Thanks TDA, I will keep that in mind and see how finances go over the next couple of months.
I am trying to be more wise 🙂 Luckily I have caught the debt and not buried my head in the sand again before it has spiralled too out of control and...
Thanks TDA, think I will be safe and get another basic bank account, just in case they decide to close it.
Hi A.D., I finished my TD in 2009 and in 2011 tried to get a mortgage via a broker and although pre approved I was always knocked back at last hurd...
Hi - I got a mortgage approx 2 years after my discharge. I saw a mortgage broker but after being initially approved it was declined at the last minut...
Hi Silverfish - 2 years out of my TD I got a joint mortgage with a 25% deposit. Thanks
Thanks Sparky1 - there is light at the end of the tunnel.