Thank you. I am more confident now that I am on the right track since finding this forum. I was receiving mixed advice before and felt like I was bein...
Thank you Cal, yes my concern is that they will find equity. I am frequently being told that a TD valuation is lower that a regular valuation but by h...
Thank you Kevin, I understand. This was my concern and I do believe a trust deed is the best course of action for me. I would not be comfortable signi...
Thanks TDA, I guessed that but was still curious. Property in my area has not been selling quickly, I am sure this is the case in most areas, with som...
Thanks Mark. Some companies I have been talking to have said they would carry out a valuation after signing but that they would clarify the equity pos...
Ok, thank you. So in order to define an equity amount before signing into a trust deed I would instruct a valuation to be carried out? Would a practio...
One more question please as the subject of equity is very important and especially establishing this at the beginning. Can a lower than average valuat...
Cancelled todays meeting! I have contacted trust-deed and feel more confident that I will get somewhere. It is looking more likely that I do not...
All great advice, thank you. I do have more questions and will not be signing anything tomorrow. I have been told to expect an insolvency practioner t...
Absolutely Mark, I will be sure to have written confirmation about equity. Can I have the valuation done before signing? Also should I have in writing...
That is a bit worrying! An insolvency practioner through RDS is coming to see me tomorrow. I will be sure to quiz him first.
Hi, The company is RDS (Right Debt Solutions) whose details were given to me through scottishtrustdeed.co.uk. What is your opinion? Thank you fo...
Thank you again for the great advice. I have contacted one company who calculate the equity based on 85% of the home value. Is this normal practice...
Thank you for your help. I do not have a significant amount of equity in my home. Certainly not enough to cover my debts! Would creditors be mor...